Providing Stability, Opportunity, and Hope

Financial Assistance

Qualified applicants may receive assistance with rent and house payments, utility bills, and approved medical expenses.

Prospective clients can call 270-247-5803 to make an appointment to set up an account.

For your appointment, please bring three business references that prove your continued residency for at least five years, along with proof of income and a list of any other recurring monthly or annual payments.

Household income levels receiving assistance are based on the current federal income levels for household size.

Interest-Free Student Loans

Student loans are available to residents of Graves County who are high school students planning to attend college full-time or pursue vocational training. Loans are also available for full-time college students who have completed one or more semesters.

Qualified students can borrow up to $ 3,000 annually, and loans bear no interest during the student’s enrollment and repayment periods.

​Teachers with a Master’s Degree who have completed registration for National Board Certification are also eligible for interest-free loans if they meet the residency requirements.

To qualify for an Annie Gardner student loan, applicants must:

• Attend an accredited school

• Have a good academic record

• Transcript mailed from the applicant’s high school

• ACT score of 18 or higher for high school seniors

• Current and cumulative semester grade point average of 2.5 or better

• Be full-time students, minimum of 12 hrs completed per semester (Summer school minimum of 6 hours per semester)

• Be qualified on a need basis; proof of need required

• Complete all paperwork for Federal/State Educational Grants/Student Aid

• Have a cosigner on the loan (parent, relative, or another responsible person, all being residents of Graves County)

Applications Are Available:

NOTE: First-time applicants currently enrolled in college should have their transcripts sent either by mail to 620 South 6th Street, Mayfield, KY. 42066 or emailed from the college to agf1941@yahoo.com

At the Foundation office or from the guidance counselors at Mayfield High School, Graves County High School, and Northside Christian School. Applications can also be downloaded here by clicking on the image.

Annie’s Clothing and More Shop

The Annie Gardner Foundation has a large clothing and home needs center that is available to all Graves County residents for once-a-month shopping.

New visitors will be asked to show proof of residency in Graves County to shop. All items are available at no cost, with limitations on the number of items in areas of high demand.

The clothing is received through donations from area residents and is carefully examined for cleanliness, odors, wear, and other factors to provide the best selections for clients.

In addition to clothing items, there is a variety of infant items, linens, dishes, and decor, as well as medical and personal care essentials like walkers, crutches, and shower chairs, available upon request. From time to time, furniture items are available.